What is Gap Insurance?

Insurance paperwork
Buying insurance is a necessity to protect your new or pre-owned Nissan on Farmington Hills and Troy roads. But have you heard of gap insurance? If not, you may be wondering: “What is gap insurance?” or “What does gap insurance do?” Well, gap insurance covers the gap between the owed amount on the car and the true cash value of the car at the time of an accident. Find out more about gap insurance from the experts at Tamaroff Nissan today!

What Does Gap Insurance Cover?

If you’re wondering, “What does gap insurance cover?” Then you should know that gap insurance only covers the total damage done to your vehicle in an accident and does not include property or bodily injuries. As always, you can also check with your insurance company to see if there is another plan you can participate in if you’re looking for additional coverage. So, here’s exactly what gap insurance does, and does not, cover:

  • Gap Insurance Covers:
    • Theft
    • Fire
    • Vandalism
    • Accidents
    • Acts of nature (tornado, hurricane, flood, etc.)
  • Gap Insurance Does NOT Cover:
    • Deductible (though some gap insurance policies allow this)
    • Engine failures and other mechanical repairs/malfunctions
    • Death
    • Extended warranties

Do I Need Gap Insurance?

Are you now wondering to yourself, “Do I need gap insurance?” Well, it’s important to know that it’s an optional plan but also highly recommended. It can truly be helpful to buyers especially if your dealership offers a plan that includes deductible coverage. Deductible coverage offers additional peace of mind and helps you save more money in the event of an accident.

Car insurance paperwork

Explore All Insurance and Finance Options at Tamaroff Nissan

No matter what insurance plan you settle on for your Nissan model, count on the finance department at Tamaroff Nissan to have all the information you need to make well-informed decisions on your finance and insurance options. And, learn more with financial resources such as leasing vs. buying or tips for getting a car loan. You can also contact us today to schedule a visit at our showroom near West Bloomfield!

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28585 Telegraph Rd. • Southfield, MI 48034

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Tamaroff Nissan

28585 Telegraph Rd. Southfield, MI

Phone: 248-309-8634



Phone: 248-560-6995

28585 Telegraph Rd. Southfield, MI


Phone: 248-309-8634

28585 Telegraph Rd. Southfield, MI


Phone: 248-617-0510

28585 Telegraph Rd. Southfield, MI

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Phone: 248-516-7933

28585 Telegraph Rd. Southfield, MI
42.497881 -83.2865974
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Tamaroff Nissan
Tamaroff Nissan
28585 Telegraph Rd.
Southfield, MI, 48034 United States
Tamaroff Nissan 42.497881, -83.2865974.